Posts Tagged With: Savannah

Bob Dylan ~ Concert Musings

Bob Dylan

I love Bob Dylan. His voice has always captivated me. And his lyrics – raw, unadulterated poetry. I remember sitting cross-legged in front of the stereo back in college, listening to his music and trying to finesse the start and stop buttons to create cassette tapes with my favorite songs on them.

Bob performed in Savannah recently, at the Johnny Mercer Theater downtown, as part of his “Rough and Rowdy Tour” that runs through 2024. I told G that it will probably be the last time we will see him, as we are moving to Spain in a couple of months. “Thank God,” he said.

There was a guy outside the theater holding a sign that said FALSE PROPHET in big letters with WHO DO YOU SERVE? written underneath. He was shouting at passersby. We arrived at just a few minutes after 8:00 and stopped at the bar to grab a couple of drinks. To our surprise, Bob had already started playing. We have never been to a concert at Johnny Mercer that started on time! We grabbed our drinks and went to find our seats in the darkened auditorium. The usher warned us that photographs and video recordings were ABSOLUTELY FORBIDDEN. “Bob will stop playing,” he said.

Our seats were good ones, but I could barely see Bob’s face and G couldn’t see it at all because there was something on the piano blocking our view. The stage was reminiscent of a cosy lounge, and I whispered to G that it was probably a menu he was using as a prop on the piano.

“It’s a defibrillator,” G said.

“No way,” I laughed. “Look, there’s smoke coming out of the vents to make it seem like a bar.”

“That’s oxygen,” G said.

We settled in to enjoy the show. The band was in top form, and Bob’s vocals were strong. His latest album has some really great, jazzy songs. G was like, “Why isn’t he playing any of his old stuff?”

“Because he’s on a tour for his last album,” I replied.

Right about then, someone walked up the aisle in a green striped shirt and little green derby hat. It was someone we knew. The guy continued to walk up one aisle and down the next one over for several minutes.

“I think he’s lost. He forgot where he was sitting,” I whispered to G.

He stopped to shake hands with a guy sitting a few rows back. On his next turn at the bottom of the aisle, an usher stopped him, probably to tell him to sit down. He reached out to shake her hand. It was hysterical.

When the usher passed by our row, G asked her what was on the piano. She told him it was a defibrillator, and that Bob had asked for it to be put there. People were shouting for him to move it, so they could see him play. He got up a couple of times to stand at a microphone beside the piano, but quickly returned to the bench.

The guy is 80 years old. He obviously doesn’t move well. And he’s concerned about his heart. God bless him. He has continued to put out amazing music, and play the piano. He doesn’t just play the old tunes everybody knows. Why do I love him?

“The answer, my friend, is blowing’ in the wind. The answer is blown’ in the wind.

Go see him if you get the chance. You won’t be disappointed. And by the way, who do you serve? You gotta serve somebody!

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The 10-Step Guide to Buying a Home

Buying a home is unlike any other type of purchase. It’s not something you decide on a whim and can do immediately, like hopping on an airplane or picking up a designer bag at Nordstrom’s! The process begins by shopping for a mortgage and ends at the closing table—with several important steps in between. It can seem pretty complicated, but if you know what to expect, the process can go relatively smoothly.

Savannah Townhouse

Savannah Townhouse

The length of the home-buying process is different for everyone… it can take anywhere from two months to two-and-a-half years. The average buyer spends 4-5 months in the consideration phase, 1-3 months shopping for a home, less than a week to make an offer (and negotiate), and 1-2 months to close the deal. The length depends on how well you prepare. If you’re new to home-buying, and aren’t able to pay cash, this 10-step guide breaks down the process:

  1. Shop for a mortgage. Before you waste time looking at (and falling in love with) houses that are out of reach, talk to a lender. Don’t limit yourself to just one lender, either. You may get different rates from each one you contact, so you can end up paying more than you have to if you don’t shop around. 
  1. Make a list of needs and wants. Once you have an idea of what you can spend, you should make a list of the most important things you want in a home. This will help narrow down the playing field, so you won’t waste time by looking at properties that don’t suit your needs. This might include a fenced yard for a pet, an office space, or a specific number of bedrooms.
  1. Find a real estate agent. You may think you can save money by trying to go it alone, but the fact is, if you don’t have an agent working to get you the best deal – and helping you navigate through all the paperwork – you are going to be relying solely on the Listing Agent of the property. And who do you think that agent is partial to? The Seller! You need someone on your side.
  1. Peruse listings online at home. You can do your own search on Zillow and Trulia, as well as on many other sites, but you will often find that those listings are not up-to-date. Your agent has access to the most accurate inventory of homes in your area of interest. He or she can set you up with listing alerts that will let you know the moment a house that fits your criteria gets listed. Even better, an agent has access to upcoming listings that aren’t even on the market yet!
  1. Visit potential homes with your agent. Once you have found a few homes that look like potentials, your agent can schedule viewings. Don’t assume that the houses will look exactly like the photos you have seen online – Photoshop is real, people! A house can look completely different when you see it in person. Take pictures and make notes about each house. That way when you get home, you can compare properties.
  1. Make an offer and negotiate. When you have found the perfect house, your agent can help you determine what to offer. This number will depend on several things: what comparable homes in the neighborhood have sold for, and what kind of market it is (buyers’ or sellers’), to name just two. When you have agreed on a price and everyone has signed the contract, you will be expected to pay some earnest money – usually 1% – to show you are a serious buyer. This will be credited to you at the closing.
  1. Schedule a home inspection. Once you have a signed contract, your agent can recommend an inspector to have the home inspected. You can go along if you want to, but don’t worry if you can’t be there. The inspector will send you a detailed report, usually within 24 hours. You may need to negotiate further if the inspector has found any issues with the property. If there are any serious problems, you can walk away if you want to.
  1. Get your loan approved. At this point, you should have already submitted all the necessary paperwork  to your lender in order to get the underwriting process started. There may be items still needed. Your agent will be working closely with your lender to assure that everything is running smoothly, so you can close on the date stated in the contract.
  1. Wait for the appraisal. Your lender will arrange for an appraiser to contact the agent. This is an important step, because the house must appraise for at least the purchase price, or else the lender can not approve the loan. If it doesn’t appraise, you can either ask for a reduction in price or you can withdraw your offer. Both the inspection and appraisal must be done in a timely manner (the “due diligence” period of a contract).
  1. Wire funds and go to the closing. When your loan has been approved, you will receive a statement with all the credits and debits charged to both the seller and you. This has to be signed three days before the closing. Your closing attorney will then be able to tell you how much to transfer the day before closing. Most closing attorneys will not accept more than $5000 unless it is in the form of a wire transfer.

Jones Street Beauty

Jones Street Beauty

 So you see, buying a home is not that complicated. If you have questions or need help with any of the above steps, feel free to contact me or visit my website. If you are not looking in Savannah, I will be more than happy to refer you to an agent in your city.

 

Categories: Savannah | Tags: , , | 5 Comments

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